Business Loans

Business loans for companies in the UKLooking for a straightforward business loan (also sometimes called a commercial loan)? We can help you find what you need.

A commercial loan is for a fixed sum repaid over a fixed period (called the "term" of the loan).

We have specialist partners that can help you access the best interest rates, from lenders that will take a flexible approach and be sympathetic to difficult circumstances.

For help, complete the green box quote request on this page, or: call Sean on 03330 113622.

How Much Can You Borrow?

You may want to know how much you can borrow using a business loan. The amounts you may be able to raise are as follows:

Unsecured Loans

  • Up to £200,000.
  • A guarantee from your company director(s) may be required. 

Secured Loans

  • Between £150,000 and £1,000,000.
  • A charge over all company assets or property (typically a second or subsequent charge) may be taken.

Property loans, for property development and investment, up to £10 million.

What Is The Term Of A Commercial Loan?

This is the normal term of a commercial loan, the period over which the loan is repaid? This can range between 3 months and 10 years.

What Can The Money Be Used For?

You can use it for almost any purpose. These are a few examples of possible uses:

  • Paying tax or VAT.
  • Bridging loans.
  • Financing management buyouts (MBO), buy-ins, acquisitions and business purchases.
  • Purchasing stock or equipment.
  • Improving your working capital and cash flow position.
  • Expanding your business.
  • Refurbishing property.
  • Bridging short periods of time.

Cash Flow Loans

If you already have an invoice finance facility (or are seeking one) you may be eligible for a cash flow loan to top up the amount of funding that you receive. This is a fixed sum, in addition to your normal factoring or invoice discounting funding levels, with the fixed sum repaid over a fixed period, called the term. Several of our invoice finance partners offer cash flow loans.

Other Information

Further information about loans:

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Examples of funders we work with:

apollo business finance
leumi abl
metro bank sme finance