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    Which Industry Sectors And Trades Use Invoice Finance?

    Understanding which industry sectors and trades tend to use invoice funding, might be useful if you are considering taking up a facility. After all, this type of funding is not necessarily suitable to every type of business, so it is worth knowing if others in your sector already use these services.The broad range of different trades that use receivables financing, suggests that there is a...

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    Cash Flow Versus Profit.

    Cash flow is not the same thing as profit. Whilst profitability is a measure of how successfully a business can sell its products or services, at a margin over and above his expenses, cash flow is the measure of how smoothly the cash from those sales flows through the business.Cash flow Is a measure of the ability of a business to use its assets, its current assets – those that are almost...

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    Why Use An Invoice Finance Broker?

    Invoice finance brokers normally work with a range of invoice finance companies, in order to understand what they offer and to be able to introduce prospective customers to the right provider. We are based in St. Leonards-on-Sea, near Hastings in East Sussex from where we handle the whole of the UK. We can introduce you to funders that have offices local to you if required.You may be asking...

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    Notes On Analysing A Company Balance Sheet.

    Analysis of a company's balance sheet allows you to understand what assets and liabilities fall within the business, and whether the business is liquid (has enough liquid assets to pay its short term creditors as they fall due) and solvent i.e. assets exceed liabilities. Therefore it can be helpful in trying to establish the financial position of a company e.g. to decide on granting a credit...

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    The ABFA UK Finance Statics Only Available To Members?

    Statistics about the invoice finance and asset based finance industry have been produced for many years by what was the ABFA (Asset Based Finance Association). The ABFA have now become part of UK Finance. It would appears that the historic ABFA statistics are now intended for members only.The statistics pull together a broad range of information about the clients of it's members, including sales...

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    Selective Debtor Finance.

    Selective debtor invoice finance (SDIF - also called single debtor finance SDF) is subtly different from selective invoice finance (SIF), and other types of receivables financing.With SDIF, you choose which debtors you want to receive funding against. You then submit all of your invoices, billed only to those chosen debtors, to the finance company for funding. You do not receive funding against...

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    Are Working Capital Partners Factoring Clients Finding What They Need?

    Following the Administration of Working Capital Partners (WCP), I am starting to wonder if some of the clients are struggling to find the type of replacement facilities that they need?For help call Sean on: 03330 113622.We have just been in contact with yet another previous WCP client, needing help finding a factoring facility to subsitute for what they had from WCP. This is in the light of...

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    How I Analyse A Profit And Loss Account

    Analysing the profit and loss account (P & L) of a company can give you some idea of how well the business is trading. You should be able to see if its sales volume is growing, or decreasing. You should also be able to see whether it is profitable, or it is loss making.Growth or profitability provides no guarantee that you will be paid on time, or that the business even has the money to pay you....

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    How I Analyse Financial Accounts

    Analysing the financial position of an individual or a person is not a straightforward thing to do, but having spent a number of years working within credit underwriting, I have dissected countless sets of financial accounts.Often the information that is available, even if you subscribe to credit information services, it can be fairly limited. In addition to financial accounts (which you can get...

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    A Warning About Invoice Fraud.

    Avoiding invoice fraud is an important part of providing invoice finance and running any business. We were recently speaking to one of our funding partners who outlined a fraud methodology that is being currently being used. This method of boosting the credit worthiness of a company had been used in an attempted fraud against this particular funder.The fraudsters start by acquiring a company...

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    Berkeley Trade Finance Has Launched.

    Berkeley Trade Finance has launched, according to a report in Business Money 03/06/19. According to the article, they have already provided funding to "a number of clients".GET A BUSINESS FINANCE QUOTEBerkeley Trade Finance Limited (company registration number 11872190) was registered at Companies House on the 09/03/19 and apparently started trading in May 2019. Co-founders Steven Pleace and...

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    Populous World Joins The FundInvoice Funding Panel

    Populous World, the blockchain based invoice finance company, have joined the FundInvoice panel of funders.You can now request funding support from Populous via our phone, or web based quote search service.CONTACT POPULOUSLast year, Populous reportedly completed the first blockchain based invoice financing transaction. There has been a lot of online comment regarding the possible applications of...

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    Explaining The Invoice Discounting Product Decision Tree.

    Invoice discounting is the simplest of invoice financing services, but there are a number of product options that need to be understood in order to select the correct service for you.Invoice discounting means that you receive funding only, without a credit control service.We can guide you through this process over the phone, just call Sean in confidence on 03330 113622, or you can use our free...

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    Working Capital Partners Existing Clients.

    Working Capital Partners (WCP), the selective spot factoring and trade finance company, that went into Administration over. One WCP client told us that they were not aware of the insolvency until very recently.We reported on this blog 21/05/19 - Working Capital Partners Go Into Administration, but since then, we have been contacted by one of their existing clients. The client told us that they...

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    Finance For Manufacturers Becomes More Difficult.

    Manufacturers are finding it more difficult to get access to the finance that they need, according to research by Wyelands Bank, published in Business Money (14/05/19).REQUEST FUNDING QUOTESThe article suggests that of businesses turning over between £10M and £300M, nearly half (46%) said that they had faced challenges raising the finance that they needed. Furthermore, nearly 1 in 3...

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    What If 29% Of Invoice Finance Users Fall Outside Of UK Finance?

    Industry trade bodies give reassurance to customers in a number of ways. Firstly, there is normally an application and assessment process, that brings some rigour to membership, that can in turn give comfort to customers of the members.Secondly, as is the case with UK Finance, the industry trade body for the invoice finance sector, they may operate a complaints process which is arbitrated,...

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    Help With Invoice Finance Funding Restrictions.

    Funding restrictions can be a problem for some businesses using invoice finance. There are a number of ways that restrictions can arise, and there are a number of possible solutions. Not all funders will apply the same restrictions.For help with funding problems please call Sean on: 03330 113622.Funders constantly review their client's accounts, and they can apply funding restrictions at any...

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    Average Payment Days In The Construction Sector.

    Payment days in the construction sector are averaging between 75 and 90 days, according to a report in Commercial Risk, accredited to Atradius - the credit insurer.The construction sector is well known for payment delays and so it may come as no shock that the average payment days in the sector are between 75 and 90 - that's almost 3 month delays at the top end of that average.The article,...

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    May 2019 FundingVoice Magazine Now Online.

    FundingVoice the May 2019 edition of magazine is now available online.You can see it in our catalogue of back issues of our invoice finance, and business funding magazine.The April 2019 edition includes a great testimonial from a client "I simply won't use any other broker".We also have market sizing information, both globally and the UK penetration of £1M+ companies. This edition includes our...

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    Optimum Finance Are Planning Further Expansion.

    Optimum Finance, the Bristol based invoice finance company, have apparently achived some pretty impressive growth recently, with further expansion planned.REQUEST A CALL FROM OPTIMUM FINANCEA press release, just received from Optimum Finance, the specialist SME invoice finance and factoring company, states that first quarter 2019 results show growth of 15% in Q1 over Q4 2018, and 166% growth...

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