Case Study Confidential Invoice Discounting CID For A 3 Million Turnover Business

This case study demonstrates how FundInvoice were recently able to help a business turning over £3 million per annum find a Confidential Invoice Discounting facility in order to drastically improve their business cash flow. The business had an overdraft facility from a major bank but it was not sufficient to meet their working capital requirements.

Bank Overdraft versus Confidential Invoice Discounting

The issue with bank overdraft is that it rarely grows in line with the growth of a business. Often the amount of an overdraft is normally a finite value based upon the value of the security that the bank holds. However, the funding from invoice discounting will grow as the turnover of the business grows. This is because it is directly connected to the value of the sales invoices that the business raises, rather than the assets that the business owns. For each sales invoice that is raised, an agree percentage of funding will be immediately released.

Confidential Invoice Discounting was able to deliver an improved level of working capital to this medium-sized business and the facility was still provided by a major UK bank, giving them the peace of mind about their funder.


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